Why do I need to say who the regular driver of my vehicle is?

Why do I need to say who the regular driver of my vehicle is?

Category : FAQ

The reason for this is simple; the insurer needs to establish a risk profile of the person who drives the vehicle most of the time. The risk profile then determines the premium that can be applied to that specific driver profile. A driver under the age of 25years with a licence that was recently obtained will get a higher premium than a driver over the age of 25years who has a licence for more than 3years.